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What is Klarna?
Klarna is the smooothest & safest way to get what you want today, and pay over time with either Pay in 4, or with financing through Klarna.
How to shop with Klarna.
1. Add the course you wish to register for and any books you wish to purchase to your cart and head to checkout.
2. Select Klarna at checkout and choose how you would like to pay.
3. Manage your orders and payments in the Klarna app.
CLICK HERE to view the easy registration payment process with Klarna
What is Pay in 4 and how does it work?
Any purchase of up to $1,000 is available for Pay in 4. Pay in 4 allows you to split your purchase into 4 interest-free payments, paid every 2 weeks. The first payment will be taken from your credit card, debit card or bank account when your registration is complete. The remaining three payments will be automatically charged every 2 weeks afterwards.
What is Financing and how does it work?
Financing allows you to spread the cost of your purchase for up to 36 months.
How to finance your purchase:
- Select the Financing option in the checkout
- Choose your preferred timeline and interest rate
- Follow the steps to complete the application
- Get an instant approval decision
- Complete your purchase
You’ll receive an email with your payment plan when your registration is complete.
Please note: A credit check will be performed when you apply for our Financing options.
Will this require a credit check and will it impact my credit score?
We do not always perform a credit check on you, nevertheless, as a responsible lender, we want to make sure we’re helping our customers make the right financial decisions for their circumstances. When a credit check is performed, we verify your identity using the details you provided and we look at information from your credit report to understand your financial behavior and evaluate your creditworthiness.
We will not perform a credit check on you when:
- Signing up to use Klarna
- Downloading the app
We will perform a soft credit check when:
- Deciding to Pay in 4
- Deciding to Pay in 30 days
- Applying for Financing
Read more about how these credit checks impact your credit score.
Our third party credit checks are performed by Transunion. If you have questions regarding their services, your credit score, or the data provided as part of a credit check we advise you to reach out to them directly.
These checks are performed in accordance with Klarna’s Terms & Conditions.
Can I pay off my balance early?
Yes, there will be an option to pay early in the Klarna email correspondence OR via the Klarna app.
Is shopping with Klarna safe?
The highest security standards are used to protect your data and personal information.
- All payment information is processed securely
- No details are transferred to or held by the store
- All transactions take place via secured connections following strict security protocols
- You can remove your linked bank account or card at any time
If you want to know more about the way we handle your personal information, please read our Privacy Policy.
See our Cookie Policy for information about how we use cookies and your ability to choose how to use them.
Can I pay before the due date?
Yes. If you want to pay the next payment or full balance of your payment plan early, simply log into the Klarna app, go to the “Purchases” tab, and select “Payment Options.”
What happens if I don’t pay for my order?
Klarna will email you if your payment is unsuccessful, and try one or more times to collect it. If they can’t collect it, it will be added to your next payment along with a late fee of up to $7.00. The aggregate sum of your late fees will never exceed 25% of your order value at the time of purchase.
Your credit score will not be impacted when you use Klarna payment products.
We're always here to help!
Don’t see your question here? Check out Klarna’s full FAQ page. You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna app.